Families
- Term Life with Living Benefits
- Indexed Universal Life (IUL)
- Annuities for Retirement Income
- Short-Term Disability
- Long-Term Care Planning
- Income & Mortgage Protection
Powered by OnePoint Insurance PartnersProtect Income.
Protect Income.
Build Wealth. Leave a Legacy.
Life insurance with living benefits. IUL and annuities for long-term wealth. Disability, long-term care, and business continuation plans that keep what you've built intact.
Talk to an advisor: 904-539-4637
Coach Tree has helped over 10,000 people acquire the right life insurance.
As a former EMT, he has done CPR on newborns to 100+ year-old centenarians and everything in between. That same guidance now powers OnePoint Legacy Pro.
Our Why
It starts with a story.
Cheryl lost her mom in a car accident when Chase was just 4 years old. Multiple friends have passed from cancer and accidents — all younger than 50. We don't bring that up for sympathy; we bring it up because it's real.
Life insurance really comes down to two thoughts: "I wish I had" or "I'm glad I did."
Our job is to make sure you and the people depending on you never have to say the first one.
Real Conversations
Bad stuff happens to good people every day.
We are here to have the conversations most people avoid — because avoiding them doesn't make the risk go away. What happens if you become disabled and can't work? How does your business continue paying bills, serving clients, and supporting the families who depend on it?
A terminal cancer diagnosis. A severe accident. A stroke that keeps the breadwinner out of work for eight months. These are the moments that derail a business and devastate a family if we don't plan ahead.
Living benefits can accelerate up to 95% of the death benefit tax-free on a qualifying claim. For a single-income family, that can mean keeping the mortgage paid, the lights on, and food on the table while they focus on recovery — not bankruptcy.
Why Us
Why OnePoint Legacy Pro?
Who We Serve
Families, Individuals, and Business Owners
Business Owners
- Succession Planning
- Buy-Sell Agreements
- Key Person Insurance
- Executive Benefits
- Business Continuation
- Tax-Efficient Planning
More Than Life Insurance
Protect Income
Term life with living benefits and disability coverage keep the paycheck going when families need it most.
Build Wealth
IUL and annuity strategies designed for long-term growth and protected retirement income.
Protect Legacy
Business succession, buy-sell, and key person plans that preserve what you've built for the next generation.
Protecting Those Who Protect Us
First Responders
A Decade of Fighting Firefighter Cancer
For more than 10 years, Coach Tree and the OnePoint team have stood beside firefighters and first responders in the fight against occupational cancer. We've helped push legislation in Florida to make cancer a coverable incident under workers' compensation — because the men and women who run toward danger deserve coverage that runs toward them.
- Term life with living benefits for firefighters, EMTs, police, and their families
- Income protection if a qualifying illness keeps you off the job
- Advocacy and coverage built by people who understand your service
Carrier Access
Best-in-Class Life Insurance Carriers
We partner with the most respected names in the industry — and over 35 more A+ rated carriers — so you get the right product at the right price.
Term & IUL
Term Life
IUL & Annuities
Life & LTC
Business Planning
Plus 35+ additional A+ rated national and regional life insurance carriers.
The Difference
Why Work With OnePoint?
A+ Rated Carrier Access
Transamerica, Banner Life, Nationwide, Lincoln, Principal, and 35+ more top-rated carriers.
Independent Advisors
We work for you, not a single carrier.
Personalized Planning
Every plan starts with your numbers, not a template.
No One-Size-Fits-All
Coverage engineered around your actual risk and goals.
Relationship Focused
Advisors who answer the phone years later.
Long-Term Partnership
Annual reviews as your life and business change.
Testimonials
What Clients Say
"They took the time to understand our business before recommending a single thing. The buy-sell plan we put in place gave both partners peace of mind."
Placeholder Client
Construction Company Owner
"We thought life insurance was one product. They showed us how it fits into our whole plan — mortgage, college, retirement, all of it."
Placeholder Client
Family of Four
"Straightforward, no pressure, and genuinely helpful. I've since referred three friends and my accountant."
Placeholder Client
Retired Executive
Instant Quote
Run Your Own Numbers
Compare real rates from top-rated carriers in a few minutes. No phone call required — though we're here the moment you want one.
Our quoting tool works best on a larger screen. Open this page on a desktop, or request your free Legacy Review and we'll run the numbers with you.
FAQ
Frequently Asked Questions
Free Legacy Review
Let's Start With a Conversation
Tell us a little about yourself and an independent OnePoint advisor will reach out to schedule your complimentary Legacy Review.
Your Legacy Starts Today.
Let's build a plan that protects your family, your business, and everything you've worked so hard to create.
Schedule My Legacy ReviewPowered by OnePoint Insurance Partners.
Solutions
- Term Life with Living Benefits
- IUL & Annuities
- Disability & Long-Term Care
- Business Continuation
Coming Soon
- Term Life
- Whole Life
- Final Expense
- Resource Center